Scott asked FSB about moving his health care insurance and 401k to the same provider. Are your health insurance and 401k under the same provider? What works best for your company?

Denise is trying to find out what paperwork she needs to hire her first employee. What was your experience hiring your first employee?

Toribio is postponing his decision on whether his business qualifies as a hobby. Have you recently made a distinction between business and hobby? What did you decide?

Randy wants to know how to reduce his tax burden through depreciation. Have you taken advantage of depreciation? How?

Peter asked FSB’s advice on promoting a new restaurant and bar. Do you have any ideas for Peter?

Ocean is considering a loan to help his company survive a cash crunch. What do you think the company should do?

Evan asked FSB about insurance for his small business. What kind of insurance do you use for your small business? Do you have any tips for Evan as he shops around for the best insurance?

There are other ways to keep copycats from stealing your vendors’ products. How have exclusive licenses helped you?

Hate dealing with rubbery payments? Avoid them by following this advice. How do you ensure that the checks you receive translate into cash? Do you use a check service program? What has been your experience with it?

Meg P.  wrote in to Ask FSB for advice on picking a telecom for a small business. What’s your advice?